Need a local service, with a referral you trust?

It happens all the time.  Often when you are in a hurry.  Then you send the word out to anyone you know or frequently, the first person you run into.  Hey, do you know a good painter?  Hopefully that person has a great recommendation but often, they haven’t dealt with a painter in years.  Then where do you turn, which referral do you trust?

If you are in need a service, maybe a painter or your dog has had one too many “accidents” on your carpet and it’s time to replace your flooring.  How are you going to find someone you can count on to do a quality job for a reasonable price?  You can try the “shotgun” approach or ask someone who deals with these types of vendors all the time.    Continue reading

What Home Buyers Need to Know About the Mortgage Process

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What do Home Buyers Need to Know About the Mortgage Process?

Knowing what you need to qualify in today’s housing market can give you the edge you need, and save you time when looking for that new home. You will want to know what you can afford and what you can put down, before you start your house hunt. We have wonderful lenders in our town who can help you along the way who have helped many of my clients throughout the years.

I’m here to help you throughout the process with the expertise that comes with over 12 years of home sales in Tallahassee. What home buyers need to know about a mortgage and local lenders before buying a home is key to starting the process.

Some highlights about the mortgage process that you will want to review as a buyer:

  • According to Freddie Mac, 40% of buyers are putting less than 10% down, with many putting down as little as 3%.
  • Have a budget and stick to it!
  • Know your credit score and history!
  • Reach out to an expert who can help you with the process!Call Tim today! 850-445-1192

Tag: What home buyers need to know

Choose Tim Kelly for your Tallahassee Realtor

As your local Tallahassee Real Estate expert, I am dedicated to making your life simpler.  If you know of any family members, friends or co-workers (current or future) who are planning a move, to or from any city, please remember that I can find them a Realtor® in any town to help them with their transition.

Choose Tim, licensed Realtor® for 12 years in Tallahassee, Florida

If you are looking for a Realtor® who listens to your needs, explains the market and the process to make the transaction easier, and provides outstanding service, Tim Kelly is the person to call!

“Whether you are buying or selling a property in Tallahassee, St. Marks or beyond, my goal is to provide you with the resources and tools you need to make a smart and stress free real estate investment.” – Tim Kelly, Real Estate Expert

Tim Kelly, Realtor®, Tallahassee Florida Real Estate Expert

Tag: Tallahassee Realtor